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Monday, October 9, 2023

PM Vishwakarma Yojana: PM Vishwakarma Loan Yojana at 5% interest will get Rs. 3 lakh loan

 PM Vishwakarma Yojana: PM Vishwakarma Loan Yojana at 5% interest will get Rs. 3 lakh loan

PM Vishwakarma Yojana | PM Vishwakarma Yojana | Vishwakarma Skill Appreciation Scheme | Vishwakarma Loan Scheme. Vishwakarma Loan Scheme | PM Vishwakarma | Vishwakarma Yojana |


PM Vishwakarma Yojana: The government offers assistance programs for individuals from all walks of life, including small entrepreneurs. These aspiring entrepreneurs actively participate in these schemes to grow their businesses, while they also get a wide range of government support and loans for business development. The government has introduced 18 different loan programs exclusively for small entrepreneurs, offering loans up to Rs 3 lakh without the need for collateral. Narendra Modi is all set to launch the Pradhan Mantri Vishwakarma Kaushal Samman Yojana on September 17, marking the next important date.

PM Vishwakarma Yojana

Artisans from various backgrounds will get an opportunity to get financial assistance in the form of loans of a maximum amount of three lakh rupees.

The Kaushal Samman Yojana is going to be launched by the Prime Minister on 17th September.

The skills and craftsmanship of small artisans will undergo official certification and extensive training.

The next day calls for the presence of the nation's iconic leader, Narendra Modi, who is set to announce an impressive initiative by the central government on his own birthday, September 17. This important scheme is named after the Prime Minister. The Vishwakarma Kaushal Samman Yojana aims to rigorously integrate small scale artisans located in both urban and rural areas into a prosperous economy through financial inclusion. 18 Exposing a diverse group of artisans, the scheme imparts thorough training to these skilled persons at a cost of Rs. Further, a well thought out and implemented provision enables these artisans to avail loans up to three lakhs.

List of Vishwakarma Loan Yojana Businesses

The PM Development Programme, also known as the Pradhan Mantri Vishwakarma Kaushal Samman Yojana, has been introduced recently. The initiative aims to support and empower a diverse range of 18 skilled artisans. After completing their training, these talented individuals will get a substantial loan of Rs. 3 lakhs without the need of any collateral.

the carpenter

A boat-canoe maker

Sarania (armor-paddle maker)


Hammer and toolkit maker


the potter




the barber

A basket maker or broom maker

the tailor

the washerman

the gardener

Makers of fishing nets

Traditional toy craftsman


Vishwakarma Skill Appreciation Scheme Training

100,000 will be given as incentive. Additionally, individuals who register under this program will receive a certificate and identity card from PM Vishwakarma, which will serve as a valuable asset to artisans living in rural areas who aim to develop their enterprises. On successfully passing the skill assessment, the beneficiaries will be entitled to a toolkit worth Rs. 15,000 is. In addition, a stipend of Rs. 500 will be provided to the participants during basic and advanced training period. After completing the training program, the artisans can get a loan of Rs. 100,000 without the need for collateral. Further, if the loan is repaid immediately, Rs. 100,000 will be awarded as a token of appreciation. A financial assistance package of two lakh rupees will be made available for borrowing.

Here is a brief overview of the development program led by the Prime Minister:

This scheme will benefit only one person per household.

The age limit of the recipient of this initiative should not exceed 18 years.

The candidate should not have availed himself of any benefits offered by programs like self-entrepreneurship, professional growth credits, PMEGP or PM Swanidhi in the last five years.

Applicants who have successfully completed their loan obligations under Mudra and Swanidhi Yojana will benefit from this initiative.

The scheme does not provide its benefits to the relatives of any government employee.

The objective of the program is to provide small business owners with access to loans to finance the development of their enterprises by offering training sessions tailored to their specific needs. Further, the interest rate for this loan is fixed at a standard rate of 5%.

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